Appraisal FAQ

  • Appraisals are necessary in order to establish the proper worth of your jewelry for insurance purposes. You can rest assured that at Neece Jewelers you will receive an accurate and comprehensive appraisal. Our gemologist has over 20 years of experience, combined with years of research experience, we assure you that your appraisal will be of the highest accuracy.

  • The most common reason for getting a jewelry appraisal is for insurance purposes, however, we also do appraisals for fair market value and estate inheritance. It is highly recommended that you keep an up-to-date appraisal on your cherished pieces. The value of your jewelry can fluctuate greatly and in the event that something gets lost or stolen it is unfortunate if the appraised value is not accurate.

  • Each appraisal includes complete laboratory testing of your jewelry and an appraisal report for your records. The report contains the following information:      

    • The content and weight of precious metals.     

    • A detailed description of diamonds and gemstones (carat weight, cut, clarity, color, proportion, measurements and finish). 

    • Photograph if requested.

    • The appraised value of your jewelry.

  • We recommend you contact Jewelers Mutual Insurance. They are widely recognized and highly reputable. If you have any questions about other insurance companies to work with, give us a call at 772-286-8383

  • You can be confident that you will get a thorough and precise appraisal from our gemologist. After carefully examining and testing your piece, we will declare value based on current market values based on industry standards and strict GIA guidelines.

  • Your diamonds do not have to be removed in order to perform the appraisal. All tests are completely safe and will not damage or altar your jewelry in any way. Most of the appraisal process involves extensive research after your piece is examined.

  • Yes, it is highly recommended that you schedule an appointment beforehand. This will insure you do not encounter wait time and receive individualized service. You may book your appointment by phone or online using the form below. In most cases, we do have to hold your jewelry to examine for a few days. But for express service, we can examine on the spot for you at a cost.